We are looking for Life & Annuity Specialist candidates for a project delivered through Mercor.
What you'll do
- Design realistic scenarios involving needs analysis, product selection, illustrations, medical and financial underwriting, table ratings, replacements and 1035 exchanges, policy loans, surrenders, lapse and reinstatement
- Create work products such as coverage recommendations, illustration comparisons, underwriting assessments, suitability rationales, replacement analyses and policy-service determinations
- Write "golden" reference responses at experienced life and annuity practitioner quality
- Grade AI-generated responses against structured rubrics for product accuracy, suitability, mathematical correctness and disclosure adequacy
- Identify unsupported illustration assumptions, unsuitable recommendations, confusion between product types or tax treatments, and failures to apply replacement or disclosure requirements
- Provide written feedback the research team uses to improve model behavior
- Participate in onboarding office hours and calibration sessions
What you need
- Have 2+ years of professional experience in life insurance or annuity advisory, underwriting, new business, policy administration, product, or suitability review
- Have worked with at least one product family, such as term, whole life, universal or indexed universal life, variable life, or fixed, indexed and variable annuities
- Understand how policy mechanics (cost of insurance, crediting, caps and participation rates, surrender charges, riders and guarantees) drive long-term outcomes
- Can explain tax treatment and suitability considerations clearly, and recognize when licensed or legal review is required
- Demonstrate excellent written communication, quantitative care and high attention to detail
- Can distinguish product and suitability judgment from investment advice and formal tax or legal advice
Nice to have
- CLU, ChFC, FLMI, CFP, or comparable designation
- Active or previously held life and health producer license, or securities registration
- Medical or financial life underwriting experience, including APS review, lab interpretation or reinsurance referral
- Experience with buy-sell, key-person, estate-planning, premium-finance or executive-benefit cases
- Experience with suitability, Reg BI, or state replacement and disclosure review
Expertise
life insuranceannuityterm life insurancewhole life insuranceuniversal life insuranceindexed universal life insurancevariable life insurancefixed annuitiesindexed annuitiesvariable annuitiesquantitative skills
Also listed: written communication, attention to detail.
Who you work with
Project and contracting process: Mercor. Applications continue on the provider's website.